Business Resources

Helpful Websites

We strive to assists business during these uncertain times.  The following are websites which potentially have useful information and financial support.

Jobs Ohio

Dayton Chamber

Small Business Administration is another great resource guide and shows what people across the country are doing to help their businesses during this time.  It’s specific to the economy and COVID-19 pandemic response for businesses across the spectrum.

Montgomery County has their COVID-19 resource guide available here,  They’re compiling information as quickly as they can get it.


HERE is a link to a summary of the CARES Act, provided by the Dayton Area Chamber of Commerce, which is the federal stimulus for businesses, individuals, healthcare, state support and more. This passed the House on Friday, March 27.


SharedWork Ohio

The following are fact sheets about SharedWork Ohio.  SharedWork Ohio is a voluntary layoff aversion program. It allows workers to remain employed and employers to retain trained staff during times of reduced business activity. Under a SharedWork Ohio plan, the participating employer reduces affected employees’ hours in a uniform manner.

If employers have questions while completing the application please reach out to Jack Kuntz, Development Director at (937) 836-3500 ext. 111 or  Jack will put you in contact with the legal chief for the Office of Unemployment for Ohio’s Department of Jobs and Family Services.

This is a really good program to keep trained employees on staff during this time, while also helping employees who may otherwise be looking at complete unemployment.

Small Business Administration

Small businesses and non-profits are now eligible for Economic Injury Disaster loans from the SBA. If your small business will suffer losses due to this pandemic, please visit the SBA Disaster Assistance page to learn more. Those impacted should immediately send their contact information to BusinessHelp@Development.Ohio.Gov. Additional information on the U.S. Small Business Administration’s Economic Injury Disaster Loan program is available at

The following is an update on U.S. Small Business Administration loans during this time. Go to for applications. No cost to apply and no obligation. Turn around time is about 21 days.

Emergency declaration loans up to $2M, fixed rate for 30 years. Eligible businesses are those that are directly/indirectly affected by disaster. Ineligible businesses – religious organizations, charitable organizations, gambling, agriculture.

Need to be a small business (under 500 employees), in certain NAICS codes, have under $5M in net profit and less than $15M in total net worth since 2017. Credit history should be decent and have ability to repay. Need to have a physical location in Ohio. Company needs to know what their losses are because that information will determine amount of loan.

Additional Resources

Below are some additional resources for local businesses including some webinars and videos to help you through the process of applying for assistance.

This is a video from the Dayton Area Chamber of Commerce about “Business Interruption Insurance”  There are several links and videos about other topics as well on resources.  The Dayton Area Chamber seems to be doing a really good job with links to help a variety of businesses during this time.  That link is

If your business may qualify for the Small Business Association’s Economic Injury Disaster Loan Program, we encourage you to join a webinar with Alex Kohls of the SBA’s Columbus District Office on Tuesday, March 24 at 2:30 p.m. The purpose of this webinar is to walk through the Economic Injury Disaster Loan Program, review the application process, and answer any questions. Here is the link to join the meeting and post questions: The dial-in conference number is (937) 314-3034.  No PIN needed.

Ohio has launched a major state-wide initiative to assess the damage to businesses. The Ohio Development Services Agency has issued this quick survey  for businesses as a way of compiling current and future damage as a result of the COVID-19 pandemic The Ohio Department of Jobs and Family Services has set up a special COVID-19 website to answer employer and employee questions about unemployment.